Your Loan Depot is a great way to get emergency cash to tide you over during a difficult financial time in your life. If you live in Texas, our payday lending company has locations throughout Texas where you can apply for bad credit loans, payday loans, car title loans, and more.
Now, if you are at all familiar with us at Your Loan Depot, you might already know that we use this blog to do two things. First, we want you to know what we’ve just expressed above; that Your Loan Depot is a tremendous option for folks in need of fast cash loans. We’ll treat you right when you walk through our doors, making sure you understand the in’s and out’s of your loan agreement with us so that you can feel confident about being able to repay the loan when the time comes.
But secondly, we do something we are fairly certain you won’t find another payday lender doing; we take the opportunity to provide our readers and prospective customers with solid financial advice so they can be set up for success in the future. Whether you are looking for immediate financial help in the short term or financial advice, you’ve come to the right place. Today’s blog is geared toward the latter of the two purposes we’ve expressed, as the title already revealed. Keep reading if you are interested in learning about some outside-the-box ideas as to how you can raise cash fast!
Sell Your Valuables
Let’s start with one that’s not the most pleasant to consider, yet could make a substantial impact on your bank account. One way to improve your current financial status is to liquidate your assets, which is a fancy way of saying sell your valuables. There are many ways to do this, from Facebook Marketplace and Craigslist to Ebay and in-real-life Pawn Shops (we know, we know, an abstract concept if we’ve ever heard one).
In terms of finding things you could actually sell off for a decent chunk of change, that all depends on what you own. If you have a TV, laptop, or other electronic product that isn’t too outdated, you should think about saying goodbye to what you could stand to live without. If you have a grill, lawn mower, or other non-essential appliance, you could think about doing the same thing with those. Finally, the most painful thing to do is to look into selling family keepsakes such as jewelry. It’s been estimated that the average U.S. household has roughly $3,100 in valuables around the house, so if your back is up against the proverbial wall, it’s time to start thinking about what you can sacrifice to get your head above the water!
Hunt Down Your Loose Change
Before you roll your eyes at us, hear (or read) us out. We know that if you have come to this payday lending blog, you are in need of fast cash. But every little bit helps! It’s been estimated that the average U.S. household has close to $100 in coins lying around. The trick is, quite obviously, that you need to know where to find it.
So where should you look? Start in the couch cushions and go from there. Leave no stone unturned while looking; check out behind your dresser, underneath your bed, and in your car. Of course, this all would be much simpler if you have a coin jar. Then you can simply take that jar to your local grocery store and exchange that change for cash (after paying a small percentage as a fee). It might not take away the main problem, but it might help you put some food on the table for a week or fill up your car with gas a few times!
Every little bit helps.
Recycle Old Phones
Many people don’t realize that their old phones (yes, even the very old flip phones) retain some value if you know where to go. So, where do you go to sell those old phones? Check out this handy resource right here! It’s a five-minute guide to selling your own phone for a quick buck, which is exactly what you might need right now. So don’t be afraid to ask your family and friends if they have any old phones hanging around (we bet you can scrounge up a couple), and then get to work!
While garage sales and yard sales take quite a bit of work to pull off, they can be quite lucrative if you do it right. They say that one person’s trash is another’s treasure, and you just might find that to be true. Before you go to all the trouble of organizing a garage sale, make sure you actually have some goods worth selling. This could be clothes, collectibles (like records), toys, or something else altogether. According to yardsalesearch.com, most yard sales can bring in between $200 and $300. That’s nothing to turn your nose up at if you are strapped for cash!
Drive Or Deliver
Do you own a car? No? How about a bicycle or a motorcycle? Essentially, if you have a vehicle of some kind, you might be able to make some side cash with a delivery side hustle. As long as you have a smartphone and a vehicle with a minimum of two wheels, you should be in business. Companies like Deliveroo are typically looking for delivery drivers, and when you stop to think about it, it’s not the worst job in the world, driving around in your own car and making deliveries.
Sell Your Services On Fiverr
The world’s largest marketplace for private parties enlisting the services of other private parties to perform small odd jobs is called Fiverr. Although there are many other such provider-hubs out there, Fiverr is a great place to familiarize yourself with the concept.
The question you need to ask yourself is, do you have any skills other people might be in need of? You don’t have to have a college degree in a field to make yourself available either; it could be anything from writing social media posts and translating to helping an elderly person with their groceries and chores around the house. Some people get so into it that they are able to quit their day job and become full-time odd-job-completers, if you’ll allow such an expression. It’s definitely worth looking into, because you never know what someone out there is willing to pay for!
We are well and truly getting into the desperation zone. But, if you are researching payday lenders in the first place, perhaps this is just the kind of idea you are looking for. Regardless, donating your plasma can be quite lucrative, if not physically taxing at the same time. Plasma comes from your blood and is used in the medical industry for a wide range of purposes, from medicinal treatments to scientific research.
Your blood will be drawn, much in the same way as if you were donating blood, upon which it’s cycled through some fancy equipment which separates the plasma from other parts of your blood. The plasma is stored in a special container while the rest of your blood is returned to you. We can’t speak from experience about the ordeal, but we have heard that it can make you feel very drained and low on energy.
However, you can expect to make between $15 and $40 for each donation you make. The more you weigh, the more plasma they will be able to safely collect from you. In the USA, you are able to donate plasma twice a week. Adding close to $100 to your stash of cash each week is a great way to get out of the red, if you are up for donating some red!
Call Your Loan Depot
Of course, it almost goes without saying that Your Loan Depot is another option for you if you are in need of emergency cash in Texas. As we started off this blog with stating, we are a payday lender that does things the right way, taking the time to make sure our customers understand the intricacies of their loan, including the repayment plan. If you are interested in learning more about our loan services, don’t hesitate to reach out to us. In the meantime, be sure you keep an eye out for part-two of this two-part series dedicated to helping our readers find some cash in places they’d least expect it!