1. How To Raise Emergency Cash, Part Two

    Maybe you found this Your Loan Depot blog by searching about how desperately you need money. Perhaps you found it because you are interested in applying for a payday loan to bridge the gap between paychecks. Maybe still, you came here because you want to learn more about car title loans and what the…Read More

  2. Understanding Credit Card Interest & Debt

    Credit cards: a blessing and a curse. While most people have credit card debt, very few us take the time to learn the best strategies for surmounting that hill of debt prior to it becoming a mountain. Has yours become a mountain? The fact that you’ve made your way to this very blog suggests that i…Read More

  3. How To Make Money On The Side

    In our last blog, we focused on our in-house lending services we offer here at Your Loan Depot. Feel free to read that post, in which we described what separates us from other payday lending companies in Texas and beyond. But for a brief recap, the long and short of it is that we make sure you under…Read More

  4. How to Raise Your Credit Score & Get Out of Debt

    So, you’ve got bad credit. Officially. You’ve tried to go the route of traditional lenders, but the credit unions and banks have denied you. It’s no fun, is it? We don’t know the specifics of your circumstances, but if you are like many people in Texas and beyond, the factors that led you to…Read More

  5. Why Are Unsecured Personal Loans So Hard To Qualify For?

    So you want to take out an unsecured personal loan. You figure the process will be an easy, straightforward one. You head to your bank or credit union, and you fill out the application. Lo and behold, after a period of waiting, you discover that you have been denied the loan. Why? And just as import…Read More

  6. The Differences Between Unsecured Loans and Secured Loans

    When you need money that goes beyond your normal income, a personal loan can be a great option. There are many possible reasons as to why you may need money that exceeds your normal income. Maybe you’re first born is graduating from high school, and you want to make sure they start college off wit…Read More

  7. What Hurts Your Credit Score?

    What’s Considered A Bad Score? If your score is under 670, you’re in the fair range. Most lenders and other business organizations consider a score below 580 to be very poor. While it’s very challenging to get a loan with a bad score, it’s not impossible. And A Good Score? Anything about 800…Read More

  8. 6 Expert Tips For Rebuilding Your Credit

    When you have bad credit, it can be hard to qualify for loans, rent or buy homes, or even get hired by a new employer. It also can be hard on your emotional health and negatively affect your relationships. If you find yourself asking, “Where can I get a loan with bad credit?”, we hope you’ll t…Read More

  9. What Are The Factors Affecting Your Credit Score?

    Needing a loan already means you’re in a tight financial situation, but when you have bad credit the situation can seem even more intense and restricting. At Your Loan Depot in Texas, we still approve loans for people with poor credit. If you need a bad credit loan, feel free to contact us to see …Read More