1. How to Raise Your Credit Score & Get Out of Debt

    So, you’ve got bad credit. Officially. You’ve tried to go the route of traditional lenders, but the credit unions and banks have denied you. It’s no fun, is it? We don’t know the specifics of your circumstances, but if you are like many people in Texas and beyond, the factors that led you to…Read More

  2. Why Are Unsecured Personal Loans So Hard To Qualify For?

    So you want to take out an unsecured personal loan. You figure the process will be an easy, straightforward one. You head to your bank or credit union, and you fill out the application. Lo and behold, after a period of waiting, you discover that you have been denied the loan. Why? And just as import…Read More

  3. The Differences Between Unsecured Loans and Secured Loans

    When you need money that goes beyond your normal income, a personal loan can be a great option. There are many possible reasons as to why you may need money that exceeds your normal income. Maybe you’re first born is graduating from high school, and you want to make sure they start college off wit…Read More

  4. What Hurts Your Credit Score?

    What’s Considered A Bad Score? If your score is under 670, you’re in the fair range. Most lenders and other business organizations consider a score below 580 to be very poor. While it’s very challenging to get a loan with a bad score, it’s not impossible. And A Good Score? Anything about 800…Read More

  5. 6 Expert Tips For Rebuilding Your Credit

    When you have bad credit, it can be hard to qualify for loans, rent or buy homes, or even get hired by a new employer. It also can be hard on your emotional health and negatively affect your relationships. If you find yourself asking, “Where can I get a loan with bad credit?”, we hope you’ll t…Read More

  6. What Are The Factors Affecting Your Credit Score?

    Needing a loan already means you’re in a tight financial situation, but when you have bad credit the situation can seem even more intense and restricting. At Your Loan Depot in Texas, we still approve loans for people with poor credit. If you need a bad credit loan, feel free to contact us to see …Read More